Rent vs. Own Scorecard

Rent vs. Own Scorecard | NAI Alliance
Free 2-Minute Tool

Could Owning Your Space Make More Sense?

Take the 2-minute Rent vs. Own Scorecard to find out.

Buying your commercial space can create long-term value—but it isn’t the right move for every business. Your financial stability, future space needs, long-term plans, lease timing, and access to capital all play a role.

Answer seven quick questions to see where your business stands today and whether commercial property ownership is worth a closer look.

Two minutes. Seven questions. A practical look at whether ownership fits your business.

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Readiness Score

What’s shaping your result

Your occupancy cost is already a meaningful real estate expense

See your full ownership analysis

Get the complete breakdown

See how your current occupancy costs could compare with an illustrative ownership scenario over the next 10 years, along with a more detailed look at the factors affecting your score.

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Your personalized assessment

Download a copy of your full results, including an explanation of how each answer affected your score and what each factor may mean for your path toward ownership.

What your result means

What to consider next

What could ownership look like over 10 years?

This illustration uses the monthly occupancy cost you provided to compare continuing to lease with a hypothetical ownership scenario.

Illustrative 10-year difference
$0
 Cash you’ll payWhat you keep
Keep leasing$0$0
Own a comparable building$0$0

Illustrative only. Actual purchase price, financing, operating costs, tax treatment and property appreciation will vary.

Have questions about your result?

Every business and property is different. If you would like to talk through what ownership could look like for your business, Dan is available as a resource.

Talk Through Your Options
Dan Oster, SIOR · Sr. Vice President, Principal · NAI Alliance · Northern Nevada Commercial Real Estate
5345 Kietzke Lane, Suite 100, Reno, NV 89511 · (775) 336-4600 · NAIAlliance.com
“Let’s build something beautiful together. When you need me, I’ll be here.”
NVLC# B.0143648.LLC · NVLC# BUSB.0007166.BKR
All figures are illustrative and directional, for educational purposes only, and are not tax, legal, or investment advice. Illustrations use assumptions (roughly 90% financing at 6.5% over 25 years, ~10% down, 3% annual rent growth, 3% appreciation, ~1.8%/yr carrying costs) and will differ from any real transaction. Consult your own advisors before deciding.